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ANZ Rewards Black Credit Card – 75000 Reward Points* + No Annual Fee for First Year*

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*75,000 Reward Points when you spend $7,500 on purchases in the first 3 months and no annual fee for the first year

Rates and fees of ANZ Rewards Black Credit Card

  • 18.79% p.a. interest rate on purchases
  • 20.99% p.a. interest rate on cash advances
  • $15,000 minimum credit limit
  • $75,000 minimum income
  • $375 annual fee

Rewards and benefits of ANZ Rewards Black Credit Card

  • Unlimited access to participating airport lounges outside Australia
  • ANZ’s highest Reward Point earn rates
  • Choice of Rewards – including Cashback onto an ANZ credit card or transaction account
  • Up to 55 days interest free on purchases


    Conditions Apply! View ANZ terms, conditions, fees and charges

    All applications for credit are subject to ANZ’s credit assessment criteria.

    *Offer available to new and approved applicants who apply for an ANZ Rewards Black credit card account.  This is a limited time only offer which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Rewards, ANZ Rewards Platinum or ANZ Rewards Black credit card within the previous twelve months. This offer applies only once per eligible customer.  Your application must be approved and you must activate the card and make $7,500 worth of eligible purchases (excluding fees, cash, cash equivalent transactions, balance transfers and premiums for ANZ credit card insurance) within three months of approval to receive the bonus Reward Points. The bonus Reward Points will be credited to your ANZ account within two months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Rewards Black credit card account before the introductory bonus Reward Points are processed to your account, you may become ineligible for these bonus Reward Points. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card. The Total Annual Fee, and any Additional Cardholder Fees and Rewards Program Services Fees applicable to additional cardholders on the account, will be waived for the first year. After the first year for ANZ Rewards Black a Total Annual Fee of $375 applies, which includes a $320 Annual Account Fee and a $55 Rewards Program Service Fee, for additional cardholders an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 will apply per additional cardholder on the account. These fees are current as at Tuesday, 24 February 2015 and are subject to change. The fee information displayed on this page applies to new customers only. Existing customers may be subject to different fees and should call 13 22 73 for information regarding the fees that apply to their account.


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